**What services does LDJ Financial Services offer?**

We offer a range of financial education and planning services. Our key offerings include CalKIDS Eligibility & Claiming Support, Scholar’s Choice 529 College Savings Planning, Financial Needs Analysis, Retirement & Investment Education, and Financial Literacy Workshops. All our services are designed to help middle-income families build financial confidence, particularly around college savings, protection strategies, and long-term wealth building.

**Who can benefit from your services?**

Our primary audiences are middle-income families in California, especially parents or guardians. Families with children who may have CalKIDS funds available can benefit greatly from our services. We also cater to community groups such as schools, churches, and local organizations seeking financial literacy workshops.

**What makes LDJ Financial Services different?**

At LDJ Financial Services, we take an 'education-first' approach. We believe in providing step-by-step explanations designed for real people, not Wall Street jargon. We are committed to helping families uncover and claim existing resources, like CalKIDS, and then build a simple plan forward. We also conduct community outreach through our financial literacy workshops.

**How can I book a consultation with LDJ Financial Services?**

You can book a free consultation with us by visiting https://www.primerica.com/lindajefferson. During the consultation, we will go over any costs or next steps clearly, without any pressure.

**Where does LDJ Financial Services operate?**

We are based in San Jose, CA and serve the East Bay and greater San Jose area. We also offer remote/virtual consultations when requested.

Professional 1-on-1 consultation to architect your financial roadmap. We cover income protection, debt-free strategies, and CalKIDS/529 fund optimization to move your household into "Legacy Mode.

Financial Needs Analysis (FNA) & Strategy Session

Empowering families to claim CalKIDS funds & build legacy wealth through 529s.

LDJ Financial Services

About Us

Products & Services

Financial Needs Analysis (FNA) & Strategy Session

Frequently Asked Questions

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