A record number of Americans are starting businesses driven by job market stresses, the emergence of AI and a fundamental shift in how workers think about risk. It’s being called 'The American Small Business Surge.’ From November 2025 through January 2026, Americans filed 1.56 million new business applications, the most of any three month stretch since at least 2004, according to a CNBC analysis of U.S. Census Bureau data. Over the entire year, more than 5.9 million new businesses were formed...

The American Small Business Surge.

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