**What services does Toney, Woods, & Associates, LLC offer?**

We are dedicated to helping individuals and families recover financially after foreclosure through surplus funds recovery across the US. We also focus on rebuilding St. Louis through affordable, reliable housing initiatives for tornado-affected communities. We cover all fees related to surplus funds recovery and only get paid after a successful recovery. 

**Who can apply for surplus funds recovery?**

Anyone who lost property to tax or mortgage foreclosure can apply for surplus funds recovery. If surplus exists after the sale, you are eligible to claim those funds. 

**What is the process and timeline for surplus recovery?**

The process for surplus recovery involves us processing claims on your behalf and covering all associated fees. The timeline can vary depending on your county and specific case, but it typically takes between 1–6 months.

**How can I apply for affordable housing with Toney, Woods, & Associates, LLC?**

You can apply for our affordable housing program by leaving your contact information and a note on our contact form. We will then reach out to you to discuss further.

**What initiatives does Toney, Woods, & Associates, LLC have in place for community upliftment?**

Our community uplift initiatives involve acquiring and converting vacant properties in St. Louis into reliable, affordable townhomes. This helps residents own homes again and brings jobs to neighborhoods that have been affected by disasters. Our projects restore pride, provide safe housing, and promote community morale and employment.

We provide housing and surplus recovery services to our clients.

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