$25-500k Business Term Loans with fixed rates

### Announcing The
### _Funding Circle Business Term Loan_

 
Funding Circle offers $25,000 - $500,000 Business Term Loans with fixed rates and predictable monthly payments. They offer decisions in as little as 2 days with no risk to your credit. Here's how it works:
 

- Must have 2 or more years of business history with $50,000 or more in annual revenue
- Must be seeking $25,000 or more in funding for non-Commercial Real Estate uses
- Must have a personal and business credit score above 660
- You can apply online for free

Funding Circle Business Term Loan

$1k Instant Grants #169

$1k Instant Grants #171

$1k Instant Grants #170

Skip $10,000 Year-End Grants

250 $20,000 grants for businesses with physical locations

### Announcing The
### _$5K AmEx Backing Small Businesses_ program

 
American Express and Main Street America created the Backing Small Businesses grant program to support small business owners in building their economic vitality and fostering a thriving community. Here's how the program works:
 

- Must be a person of color, LGBTQIA+, immigrant, veteran, or woman business owner
- Must be a brick and mortar (physical store) in an older or historic main street, downtown, or commercial district in the United States
- Must employ less than 20 full-time employees
- Applications close April 7, 2023

Amex Shop Small Grants Program

Intuit QuickBooks x Mailchimp Small Business Hero Program

Get a Business Valuation Report

### Unlock up to $5m in funding with the
### _SBA 7(a) Loan_

 
SBA 7(a) loans fill the gap for small businesses looking for access to working capital for as little as $500 and as much as $5M. Here's how it works:
 

- Must be a US-based for-profit, small business
- Ability to demonstrate need for the loan
- Have a reasonable amount of equity in your business
- Demonstrate the funds will be used for a sound business purpose
- Have Good to Excellent credit scores

SBA 7(a) Loan

Up to $2K for black-owned businesses with physical locations

### Announcing The
### _$2K Wish Local Empowerment Program_

 
Wish is dedicating $2M to give roughly 4,000 Black-owned stores $500-$2,000 to help promote equality and diversity in American business. Here's who qualifies for this program:
 

- You are a Black-owned business
- You are 18+ years of age
- Your store has 20 or fewer employees
- Your store is a brick-and-mortar shop within the United States
- Your store earns an average annual revenue under $1M
- If selected for the program, you must join Wish Local (a free program)

Wish Local Empowerment Program

$5k for businesses that have experienced a disaster

Small Business Readiness for Resiliency Program

All businesses should have a business plan because it serves as a roadmap for guiding growth and securing funding. If you don't have an up-to-date business plan, use our business plan builder to create one. Here's how it works:


- Mark "Interested"
- Fill out the business plan questions under "Application"
- Mark "Create Business Plan" for me
- Our team will manually finalize your business plan document for you typically within 2-3 business days and send to you

Generate Business Plan - Free Preview

Generate A Business Plan

The Business Platinum Card from American Express

50,000 bonus miles & no fee for first year

Capital One Spark Miles for Business Card

Support program for veteran entrepreneurs

### Announcing The
### _$20k Warrior Rising Grant_

 
Warrior Rising strives to accept and assist veterans at any point in the process of starting their own business, whether it is only a concept or if they have actual operations. They offer up to $20k in funding and other training supports. Here's how this program works:
 

- Must be a veteran who is starting or running their own business
- Non-profit founders are welcome to apply but may not receive financial assistance
- Passive investments (ex. flipping houses, stock speculating) are not considered to be operating businesses that can be supported

Warrior Rising Program

Earn $2,000 cash back after reaching 3 month spending goal

Capital One Spark Cash Plus Credit Card

Business Bank Account with Bluevine

Monthly $1k grant for women entrepreneurs, $15 application fee

Yippity Doo Big Idea Grant

$1k grant for small business owners ($10 fee)

Hustler's MicroGrant 

$1,000 monthly grants for women of color small business owners

### Announcing The
### _$1K HerRise Micro-Grant_

 
The Yva Jourdan Foundation, which is the nonprofit division of HerSuiteSpot, offers a program that grants $1,000 per month to a small business owned by a woman of color. Here's how it works:
 

- Must be a business 51% owned by women of color 
- Business must currently be registered in the US
- Must be an independent, product or service oriented for-profit; non-profits, franchise, direct seller, authorized reseller or independent consultant are not eligible

HerRise Micro-Grant

No annual fee business credit card with $900 bonus

Chase Ink Business Cash Credit Card

Signup bonus of 100,000 points with certain spend

American Express Business Gold Card

Announcing These 40 Featured Small Businesses

Top 40 Featured Small Businesses

Earn $250 statement credit with this personal card

Blue Cash Preferred Card from American Express

Best Business Credit Cards

Chase Sapphire Preferred Credit Card

$2k grant helping Etsy sellers rebuild after a disaster

Etsy Emergency Relief Fund

### Announcing The
### _Paintbrush - $50k Startup Loan_

 
Paintbrush provides early stage businesses loans of up to $50k. Applications take as little as 10 minutes and most will get an immediate response. Paintbrush also offers a dedicated success manager and access to their referral network. Here's how it works:
 

- Must make at least $100k/year
- Must have history over 2 years showing consistent income levels
- Must have a credit score of 720 or higher
- Must have a debt-to-income ratio of 40% or less
- Do not have any foreclosures or repossessions
- Do not have any bankruptcies in the last 7 years
- Do not have any judgments in the last 5 years adding up to more than $2,500
- Do not have any liens in the last 5 years adding up to more than $2,500
- Do not have and delinquencies greater than 60 days past due, collections, or charge-offs in the past 24 months.

Paintbrush - $50k Startup Loan

LiftFund Small Business Loans

SBA's 7(a) working capital line of credit

SBA Line of Credit 

Up to $1.5m in working capital financing. Get approved within 24 hours

### Announcing
### _Fora Financial - Working Capital Loans_

 
Fora Financial provides working capital financing to small business owners. Get approval within 24 hours and access to funds within 72 hours, funding from $5k-$1.5m with terms up to 15 months, and no restrictions on usage.
 

- Flexible working capital financing
- Fast approval and access to funds
- Flexible use with no restrictions
- Soft credit pulls 
- Early payment discounts

Fora Financial - Working Capital Loans

Get up to $250k in line of credit and only pay interest on what you use with rates as low as 6.2%

### Announcing The
### _Bluevine Line of Credit Up to $250k_

 
Bluevine has line of credit funding available that's fast and flexible. Get on-demand access to a revolving line of credit with no monthly fees. Decisions in as little as 5 minutes.
 

- Funding available on demand
- Only pay for what you use
- Access to revolving credit
- Financing that grows with you

Bluevine Up to $250k Line of Credit

Skip's Full List of $10,000 Grants

Honeycomb Credit Term Loans

Newtek is one of the top SBA 7A and 504 lenders in the US

SBA 7A Loan from Newtek

Non-profit lender offering up to $250k, interest rates starting at 8.49%

Business Loan from Accion Opportunity Fund

Automatically get entered in 1-2 grants per month

Tired of making plans to apply for grants only to miss the deadlines and never apply? As a Skip Plus member, we will auto-apply to grants on your behalf every month! Here's how it works:
 

- Mark "Interested"
- Our team will add you to our auto-apply distribution list
- Every month we will auto-apply you into Skip grants and typically 1-2 other grants
- Every time we enter you into a grant we will email you and let you know

Auto-Apply For Grants

### Unlock up to $5m in funding with the
### _SBA 504 Loan_

 
SBA 504 loans provide up to $5m long-term, fixed rate financing for major fixed assets that promote business growth and job creation. Here's how it works:
 

- Must be a US-based for-profit company
- Have tangible net worth of less than $15 million
- Have an average net income of less than $5 million after federal income taxes for the 2 years preceding application
- Requires a feasible business plan and demonstrated ability to repay the loan

SBA 504 Loan

Portland Microenterprise Grant

Up to $50,000 to help small businesses start up and expand

### Introducing The
### _$50K SBA Microloan_

 
SBA microloans are a small, short-term, low-interest rate loan designed to assist self-employed individuals, small businesses (with few employees), and underrepresented communities — like women, veteran, or minority-owned or low-income for-profit businessesHere's how it works:
 

- Must be a US-based, for-profit small business
- Have invested equity in the business
- Have used alternative financial resources before seeking assistance with the SBA

SBA Microloan

$10k monthly in Google search ads for qualifying nonprofits

### Announcing The
### _$10k Google Ad Grants_

 
Google Ad Grants shows your message to people searching for nonprofits like yours. Each qualifying nonprofit has access to up to $10,000 per month in search ads shown on Google.com. Additional Google Ads may be purchased in a separate account. Here's how it works:
 

- Must be able to verify that you run a nonprofit charitable organization (501(c)(3) IRS status required)
- Cannot be a government entitty or organization, hospital or healthcare organization, or a school, academic institution, or university

Google Ad Grants

$1K-$15K zero-interest and no fee loans. Funds are raised through crowdsourcing

Kiva and Venturize Loan

Congratulations, as a Skip Plus Member you are auto-entered into Skip grants!

Automatic Skip Grant Entry for a Year

NASE Growth Grant 

Sponsorship of up to $5,000 to New Mexico businesses and organizations in support of occasions and initiatives that benefit the neighborhood where the donor has a place of business. 

Nusenda Credit Union and Nusenda Foundation Sponsorship Support

Starting-up businesses in New York have the chance to take part in a business development program, be eligible for seed funding starting at $25,000, and receive in-kind mentoring and business development consulting services. The program's goal is to support businesses by giving them access to seed money as well as free mentorship and coaching services.

Launch NY Assistance

Grants for on-site medical equipment for those who care for animals at governmental and nonprofit organizations in the USA. Equipment for veterinary healthcare professionals, such as mobile units, low-cost clinics, shelter clinics, and disaster relief trucks, may be purchased with funding.

Banfield Veterinary Medical Equipment Grants

The Etsy Fund at CERF+ provides disaster relief grants to eligible Etsy sellers on a quarterly basis. Sellers are eligible to apply for a disaster emergency relief grant within one year of experiencing a natural disaster. The Etsy Fund is only available to sellers based in the United States, including US territories. 

Etsy Disaster Relief Grant

grants and other forms of assistance to new businesses in the USA run by veterans of the armed forces. This program's goal is to assist seasoned business owners in expanding their enterprises. In addition to financial assistance, businesses will get help with staffing, introductions and networking, operations, and strategic planning.

Hivers and Strivers Capital Grant

The improvement of animal welfare through grants of up to $50,000 to charitable groups operating across multiple US states. Additionally, funding is offered for initiatives focusing on youth education. Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, and Vermont are among the states with eligible applicants. On rare occasions, grants may be given in other parts of the nation.

Laura J. Niles Foundation Grant

Support for journalist entrepreneurs through grants and in-kind assistance to U.S. and Canadian news businesses. The investment is meant to help publishers at different phases of growth and will open the door to more money when applicants reach certain benchmarks. The News Startup Fund gives preference to minority founders in order to establish a more equitable media environment where everyone has access to historically informed, culturally relevant content.

News Startup Fund

The Ward 8 Community Benevolence Fund awards grants to businesses, community organizations and 501(c)(3) organizations serving the community at 38th & Chicago in Minneapolis and/or encouraging the success and growth of Black citizens and community harmony.  All applications will be reviewed by the Board, which will determine grant recipients.  The Fund will award grants until all $500,000 has been put into hands of community businesses and organizations.

Ward 8 Community Benevolence Fund

Student, Startups and Innovators find opportunities, identify and validate their target markets, and become ready for funding. The package of programs offered by the VentureWell Accelerator offers catalytic funding, immersive learning, mentorship, exposure to industry experts, and network-building opportunities.

The VentureWell Accelerator

$5K grants for black owned small businesses. Awarded this Fall.

### Announcing The 
### _$5K Coalition to Back Black Businesses_

 
The Coalition to Back Black Businesses is awarding multiple $5K grants to black owned buisnesses: Here’s how it works:
 

- Must be a US black owned small business
- Must have between 3-20 employees
- Be located in an economically vulnerable community (Per Distressed Communities Index)
- Have been harmed financially by the COVID-19 pandemic
- Grants will be awarded this Fall

Coalition to Back Black Businesses

Accelerator program that will help startups with training and funding. Rolling basis.

Funding Circle Business Term Loan

Details

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